'Pradhan Mantri Jan-Dhan Yojana' has been launched for

1. The Pradhan Mantri Jan-Dhan Yojana (PMJDY) was launched by the Government of India in August 2014. 2. The core objective of the scheme is to ensure access to various financial services like bank accounts, remittance, credit, insurance, and pension in an affordable manner to all households in the country. 3. This comprehensive approach aimed at bringing the unbanked population into the formal financial system is known as financial inclusion. 4. Option (A) is incorrect as the scheme's primary focus is broader financial access, not specifically housing loans. 5. Option (B) is incorrect; promoting Self-Help Groups (SHGs) is a different initiative, although related to empowerment. 6. Option (D) is incorrect; while marginalized communities benefit, the aim is universal inclusion, not direct financial aid in the way implied. 7. Thus, the most accurate description of PMJDY's objective is promoting financial inclusion in the country.